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Use Case / Government

Pre-payment control for government fraud

The hardest fraud to stop is the fraud that happens inside legitimate sessions. Vendor payment destinations, disbursements, benefit routing, provider enrollment, and operator overrides can all pass existing authentication. GovGuard enforces trust before the high-risk action, not after the loss.

Run GovGuard Fire Drill
$233B-$521B
GAO annual federal fraud loss estimate, 2018-2022 data (GAO-24-105833)
GG-1
GovGuard conformance: missing receipt, wrong org, wrong approver, replay, tamper, and execution mismatch refused
0
Action-level authorization receipts in most government workflows today

The problem

Government systems authenticate users. They authorize sessions. They log activity after the fact. What they do not do is enforce trust at the exact moment a high-risk action is about to execute.

PROBLEM 01
Benefits redirect inside authorized sessions
Threat actors change payment destinations, mailing/contact routes, or identity evidence within legitimate authenticated workflows. The session looks valid. The action is not.
PROBLEM 02
Operator overrides without action-level accountability
Caseworkers and system operators can modify records, approve exceptions, and redirect funds. Current audit trails capture who logged in, not who authorized the exact action.
PROBLEM 03
Payment destination changes in approved workflows
Wire destinations, direct deposit targets, and disbursement accounts change inside sessions that pass every existing authentication check.

How EMILIA helps

EMILIA inserts a control layer between authentication and action execution. It does not replace identity management or session controls. It adds action-level trust enforcement where none exists today.

Receipt binds exact action
Every high-risk action generates an authorization receipt that binds the actor, policy, action parameters, nonce, and execution-binding fields before execution proceeds.
Signoff ensures named human accountability
No high-risk action executes without a named principal signing off. The signoff is bound to the exact action context, not a blanket session approval.
Evidence packet for IG and controller review
Every receipt, signoff, and execution produces a packet showing which actions would have required approval, which policy fired, and how to verify representative receipts offline.
Replay-resistant authorization
Each authorization is one-time consumable. A captured handshake cannot be replayed to authorize a different payment, amount, or destination.

What changes with EMILIA

Before EMILIA, a benefits redirect inside an authenticated session is invisible until post-incident review. After EMILIA:

+Every payment destination change requires a cryptographic handshake binding the exact new destination, amount, and authorizing principal
+Every operator override produces a named signoff record tied to the specific action, not a session log entry
+Every high-risk action is replay-resistant and one-time consumable
+Inspector General and GAO auditors receive action-level evidence chains, not session-level access logs

Best first workflow

Pick one high-risk action surface and start with an observe-mode fire drill. These are the three most common starting points in government environments.

WORKFLOW 01
Vendor payment destination change
A supplier payment destination changes before the next disbursement run. GovGuard binds the exact new destination, vendor, policy, and named approver before the change can be treated as authorized.
WORKFLOW 02
Disbursement or grant release
A treasury or program payment is ready to leave. GovGuard requires Class-A accountable signoff, and escalates million-dollar releases to dual authorization.
WORKFLOW 03
Provider enrollment or eligibility override
A provider record, payment address, eligibility result, or caseworker override changes inside a valid session. GovGuard binds the exact exception to policy and named ownership.
Government Fraud Prevention

Trust before high-risk action in government workflows

EMILIA is selectively working with government agencies, system integrators, and public-sector technology teams to pilot action-level trust enforcement.

Run GovGuard Fire DrillSee Government Architecture →

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Government — Pre-Payment Fraud Control