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Use Case / Government

Fraud prevention inside authorized government workflows

The hardest fraud to stop is the fraud that happens inside legitimate sessions. Benefits redirects, payment destination changes, and operator overrides all occur within workflows that pass every existing authentication check. EMILIA enforces trust before the high-risk action, not after the breach.

$236B
GAO improper payments estimate, FY2023 (GAO-24-106607)
$125K
Median BEC loss per complaint, IC3 2023 Annual Report
0
Action-level trust layers in most workflows today

The problem

Government systems authenticate users. They authorize sessions. They log activity after the fact. What they do not do is enforce trust at the exact moment a high-risk action is about to execute.

PROBLEM 01
Benefits redirect inside authorized sessions
Threat actors change payment destinations within legitimate authenticated workflows. The session looks valid. The action is not.
PROBLEM 02
Operator overrides without action-level accountability
Caseworkers and system operators can modify records, approve exceptions, and redirect funds. Current audit trails capture who logged in, not who authorized the exact action.
PROBLEM 03
Payment destination changes in approved workflows
Wire destinations, direct deposit targets, and disbursement accounts change inside sessions that pass every existing authentication check.

How EMILIA helps

EMILIA inserts a control layer between authentication and action execution. It does not replace identity management or session controls. It adds action-level trust enforcement where none exists today.

Handshake binds exact action
Every high-risk action generates a cryptographic handshake that binds the actor, the authority chain, the policy, and the exact action parameters before execution proceeds.
Signoff ensures named human accountability
No high-risk action executes without a named principal signing off. The signoff is bound to the exact action context, not a blanket session approval.
Immutable audit trail for IG and GAO
Every handshake, signoff, and execution produces an immutable event record. Inspector General and GAO auditors get action-level traceability, not session-level logs.
Replay-resistant authorization
Each authorization is one-time consumable. A captured handshake cannot be replayed to authorize a different payment, amount, or destination.

What changes with EMILIA

Before EMILIA, a benefits redirect inside an authenticated session is invisible until post-incident review. After EMILIA:

+Every payment destination change requires a cryptographic handshake binding the exact new destination, amount, and authorizing principal
+Every operator override produces a named signoff record tied to the specific action, not a session log entry
+Every high-risk action is replay-resistant and one-time consumable
+Inspector General and GAO auditors receive action-level evidence chains, not session-level access logs

Best first workflow

Pick one high-risk action surface and deploy EMILIA in enforcement mode. These are the three most common starting points in government environments.

WORKFLOW 01
Payment destination change
A benefits recipient or vendor updates their bank account or routing number. EMILIA generates a cryptographic handshake binding the exact new destination, the requesting identity, and the authorizing caseworker before the change commits. If the handshake is not satisfied, the change does not execute.
WORKFLOW 02
Benefit redirect
A disbursement target changes inside an authenticated session. EMILIA requires a named signoff bound to the exact new target, amount, and program. The signoff record is immutable and available to Inspector General auditors in real time.
WORKFLOW 03
Operator override
A caseworker or system operator modifies a record, approves an exception, or escalates privileges. EMILIA enforces action-level accountability: the override does not proceed without a handshake that binds the exact action parameters to the exact operator identity and authority chain.
Government Fraud Prevention

Trust before high-risk action in government workflows

EMILIA is selectively working with government agencies, system integrators, and public-sector technology teams to pilot action-level trust enforcement.

Request Fraud-Control PilotSee Government Architecture →

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Government Use Case — Benefit Integrity & Caseworker Override Control