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Product / Financial Control Pack

Financial Control Pack

Pre-configured EP deployment for financial transaction control.

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Included controls

The Financial Control Pack includes pre-configured policies, signoff workflows, and evidence formats designed for financial transaction control. Deploy against a single trust surface in weeks, not months.

Beneficiary / remittance change controls
Cryptographic handshake required before any beneficiary or remittance destination change commits. The handshake binds the exact new destination, currency, and authorizing principal. No change executes without satisfied trust policy.
Treasury dual authorization
High-value treasury operations require two named principals to independently sign off on the exact action. Each signoff is cryptographically bound to the action parameters. Both must be satisfied before execution proceeds.
SOX-ready payment-action evidence
Every handshake, signoff, and execution event produces structured evidence records. Evidence packages satisfy SOX segregation-of-duties requirements and provide tamper-evident audit trails for financial controls.
Wire transfer protection
Wire instruction changes, new wire destinations, and wire amount modifications above policy thresholds require accountable signoff. The signoff binds the exact wire parameters to named authorizers.
Amount-based escalation
Policy-defined amount thresholds trigger escalating signoff requirements. Low-value actions may proceed with single signoff. High-value actions require dual authorization. Critical-value tiers (e.g. senior-officer attestation) are configured per engagement; dual authorization and the $50K signoff threshold ship today.
AML screening
Sanctions, PEP, and embargo matches fail closed — the payment is denied, not escalated. Structuring patterns (repeated just-under-threshold transfers), aggregation, and unusual velocity escalate to accountable signoff, with every signal recorded on the decision and the audit trail. Live sanctions-list feeds (OFAC/EU/UN) are connected per deployment.

Best first workflow

Start with the highest-impact trust surface. For most financial deployments, that is beneficiary change.

Beneficiary change
A payment beneficiary, wire destination, or remittance target is modified within an authorized workflow. EP generates a cryptographic handshake binding the exact new destination, currency, amount, the requesting identity, and the authorizing officer. If the handshake is not satisfied, the change does not execute. For amounts above the dual-authorization threshold, two named principals must independently sign off. The signoff records are immutable and satisfy SOX evidence requirements.
+Handshake binds exact new beneficiary, currency, and amount
+Named officer signoff required before change commits
+Dual authorization for amounts above policy threshold
+Signoff is one-time consumable and replay-resistant
+SOX-grade evidence chain for every beneficiary change

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Financial Pack — Wire, Beneficiary, AI-Voice Defense Bundle | EMILIA Protocol